Elder Law

Wednesday, June 17, 2020

Will COVID Change Long-Term Care Planning?

Arguably the biggest story to develop as a result of the Coronavirus is what’s happened in nursing homes. COVID has exposed the vulnerability that seniors face, as well as how nursing homes deal with pandemics and other health crises.

Even before COVID, no one that I ever spoke with looked forward to one day entering a nursing home. When I spoke to clients about it, they insisted they would never, ever go. I still advised them to take measures to protect their estate just in case, and many clients [grudgingly] would set up Medicaid Trusts, take out long-term care insurance or look at other planning options.
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Thursday, April 23, 2020

Long-Term Care Facilities & COVID-19

Some grim statistics have been in the news lately about the number of nursing home residents who have died from COVID-19. The New York Times reported last week that there have been at least 6,900 coronavirus related deaths in long-term care facilities, with more recent estimates numbering over 10,000.
Even worse, residents of Pennsylvania nursing homes make up a substantial percentage of that number. Remember, Pennsylvania has one of the largest senior populations in the country. 
The PA Department of Health reported these sobering statistics on April 22, 2020 regarding nursing home deaths from COVID-19 in our five county area:
Bucks County:  72
Chester County:  44
Delaware County:  74
Montgomery County:  157
Philadelphia County:  113
PA Total nursing home deaths: 845
PA Total deaths:  1,622
The Pennsylvania Department of Health has listed assessing the needs of long-term care facilities in the wake of COVID-19 as one of its current challenges.

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Wednesday, September 25, 2019

$500 Million Legacy Battle

A $500 million legacy is put on hold as family and attorneys battle over the late George S. Kaufman's estate.
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Tuesday, August 20, 2019

Are CCRCs Right For You?

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Monday, August 5, 2019

Medicaid Myths

Five Myths About Medicaid’s Long-Term Care Coverage

Most folks are more familiar with Medicare, while Medicaid remains a mystery to most of us. Often times, we use the two words interchangeably. The fact is that Medicaid is the largest source for funding nursing home care, but there are many myths about exactly who qualifies for it and what coverage it provides.  Here are five myths followed by the real story.

  1. Medicare will cover my nursing home expenses.

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Tuesday, July 9, 2019

Stay Ahead Of The Curve: Planning For Incapacity

Death and taxes are certain, but so is another item: Uncertainty. You’re bound to face surprises in your life down the road, and one of those surprises may be the need for some form of long-term care. As we have a better chance of living longer, so we have a better chance of needing help in the future. For some, that may be an adult child taking care of you. Others may need professional home health care.
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Tuesday, June 18, 2019

Adult Day Care: Providing a Break For Caregivers

Caregiving is hard work and it is easy for caregivers, especially family members, to get burned out. Adult day care may sound funny at first, but it's no joke. Adult day care centers provide care and companionship in a group setting to seniors who need supervision during the day, allowing their caregivers to go to work or take a much-needed break.

Often affiliated with another facility (i.e.
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Tuesday, May 21, 2019

Guest Blog: Reverse Mortgage Update

This blog entry was written by Mary Spencer, a Reverse Mortgage Specialist at Univest Bank & Trust Co.

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Sunday, December 16, 2018

Elder Planning - Personal Services Contracts