Dice

What Are The Odds (Of Needing Long-Term Care)?

Whenever I give a presentation about long-term care, inevitably there will be some discussion about the odds of needing a nursing home. For instance, one statistic from the federal department of Health and Human Services (HHS) indicates that only 15% of older adults will spend greater than two years in a nursing home. If you're...

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Real Estate Deed

Tangled Title: What Is It and How To Avoid It

Across Pennsylvania, there are thousands of properties that have a ‘tangled title’ where the person living in the home does not actually own the home. It’s a pervasive problem, particularly in urban areas. The sooner it is identified and fixed, the better. When there is tangled title, mortgages can’t be refinanced. Repair grants,...

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Life Insurance

Why Are We Discussing Life Insurance?

Often times, the mention of life insurance can scare even the most rational folks away. But when it comes to estate planning (and elder planning), life insurance potentially has a significant role to play. The use of insurance will depend on the circumstances, but the idea of life insurance shouldn't be discarded at first...

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being organized

Beneficiary Designation Forms

It's time for some spring cleaning, and on your list, make sure to add checking your financial accounts with beneficiary designations. They range from annuities, to IRA's, 401(k)'s, life insurance policies and more.

If you have accounts with beneficiaries designated, it is important that you understand the beneficiary designations will take precedence over...

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Thoughts On Estate Planning

Plan Now, Not Later: The COVID crisis has only exacerbated a recurring problem we see at the law firm--folks waiting until it's too late to plan. I always emphasize the fact that you should be in control of your estate plan. It's not ideal if your adult child is attempting to be...

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Nursing Home

Nursing Home Abuse & Neglect

Nursing home neglect and abuse is a heartbreaking issue for any family to deal with. Below are several common warning signs of nursing home abuse, and later, a review of the common legal issues that nursing homes may face. If you are faced with such a circumstance now or in the future,...

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